Sport Boating – Mortgaging Your Home To Buy a Boat, You Wouldn’t Be Alone

Have you ever considered living on your own yacht, or buying a second home, a getaway home on a hull? Many folks buy motorhomes as a second home and then they travel near and far. Owning a large yacht can be a similar strategy, albeit often more costly. You have to insure it, find a slip, and maintain it, and that’s not cheap. Even more serious, you have to buy it, and these larger luxury type yachts, well let’s just say they are not cheap. Okay, so let’s discuss all this shall we.

You see, having been in the boat detailing and cleaning business, I can tell you the maintenance once you buy it is yet a huge additional expense for your budget, akin to owning a mansion and paying some $10,000 per month for landscaping costs. Well, here I want to talk to you about the initial purchase.

Now then, there was an interesting piece in the Wall Street

Why Your Business Should Go Green With Window Tints

Going green is increasingly becoming the new standard of doing business. Governments all over the world are granting generous tax breaks as well as offering other incentives for owners to take their company green. Loan programs to help finance energy improvements, sales tax exemptions for the purchase of energy efficient items, tax credits of up to 30 percent for using alternative energy sources – these are just a few examples of how the United States government encourages businesses, both large and small, to jump on the green bandwagon.

Save your Business Money

One relatively easy way to save your business’ money and still do your share in helping the environment is to tint the windows in your place of business. Window tinting helps maintain an even temperature throughout a room by preventing heat from escaping in the winter and keeping cold air in during the summer months. This not only results in significant savings in your heating bills, it also

Buying A Home

Before you drive that first neighborhood looking to buy a home, or calling your local Realtor inquiring about one of their listings you first need to check your credit report even if you believe that your credit record is perfect. As 30% of all of tradeline information is reported to the credit bureaus is in error. The credit bureaus are aware of this, but they wait until you bring it to their attention to correct this misinformation. As the law requires that only accurate information is allowed to be reported in the credit record of any consumer’s credit file.

You are allowed one free copy of your credit report from each of the three national credit reporting agencies: Experian, Trans Union, and Equifax per year in preparing to purchase a home. You can contact each of these credit bureaus separately, or find a internet credit service provider that will offer to provide these reports in one merged credit report. It

Syncis: How Money Works

Financial freedom is a topic widely talked about and it never gets old as long as you have dissatisfaction with your income. Recently, I sat down with a colleague of mine to review what I thought were some of the most basic concepts of how money works but is what I believe kept secret to most people.

Albert Einstein, notably one of the most brilliant minds of our time had some concerns about how money worked. He wondered why so many had it and so many did not. He also wondered how long it would take for his money to double if he invested it. So he created a mathematical formula that computes how many years it would take for your invested money to double based on a certain percentage up to about 20%. This formula was called The Rule of 72.

The Rule of 72 is an approximation or a rule of thumb that assumes an annual percentage interest

Considering Credit Unions for Your Business’ Finances

If you are considering seeking help from financial institutions for your business, then you might want to consider credit unions. Before settling on one, you will want to consider several areas. Look at how long the business has been around, how it can be beneficial to you, and also what their reputation is like.

How long a business has been around should have a great deal to do with your choice of financial institution. You will want to know that a financial institution has been around long enough to build a reliable base. These financial institutions are insured but not through the same institution as banks. You could even call the insurance company that takes care of a particular institution to find out details.

Some credit unions will not accept you. You will want to make sure and go to one that accepts those with your type of occupation. You will find that there are a number of different types